Capital Credits

Capital Credit Information

Operating margins left over at the end of the year are allocated, or assigned, to a Capital Credit account (separate from your electric account) in your name based on the amount of energy you purchased (patronage).

Your Capital Credit account is similar to a savings account; it is an accumulation of margins which have been allocated to you each year based on your patronage.

Each year the Board of Directors determine if Capital Credits will be retired. Capital Credits retired are received in different forms. If you are an active member you will receive a credit on your bill if under $500 or a check if it is over $500. If you are a former (inactive billing account) you will receive a check if it is over $500.

An allocation is made annually for each member based upon the amount of electricity purchased the previous year. These allocations are set aside in a separate account to be used as operating capital for safety and reliability improvements for the Cooperative over a period of years.

A retirement is the payment of Capital Credits that have been allocated previously.

After the margins have been allocated, the funds are then used as capital by the Cooperative to build and maintain the electric infrastructure used to deliver power to each member. The funds are also used to improve the safety and reliability of your electric service. Upgrading poles, wire, transformers, and substations are included in the maintenance costs.

Also, by us retaining Capital Credits for a period of time it reduces our need to borrow money which in turn helps us save in interest costs.

If you pass away before your Capital Credits are paid your estate's executor will need to contact our office to complete the necessary paperwork.

Active Electric Accounts: the account must first be closed out and paid in full. Contact the Cooperative for further details.

Inactive Electric Accounts: a copy of the death certificate and legal documentation from the estate or a completed Affidavit for Collection of Personal Property provided by the Cooperative will be required.

Helpful Definitions

Unclaimed Property

Are you on our unclaimed property list or do you know someone that is?

If you find your name or someone you know on our list please contact us!

Unclaimed Property

Update My Information

If you move or no longer have electric service with Brown County REA, please let us know your current address and phone number so that future Capital Credit disbursements can be mailed to you.

Even if you are no longer a member there will be Capital Credits in your name for the years you were a member of the Cooperative until they are fully retired.

Fill out the form below to notify us of your updated information.

Update My Information

Notice:

Capital Credits

Capital Credit Information

Helpful Definitions

Unclaimed Property

Update My Information

Contact Info

Mission Statement

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Notice:

What are Capital Credits?

How are they allocated and retired?

What is the difference between an allocation and a retirement?

Why do I have to wait to receive a payment for my Capital Credits?

What happens to my Capital Credits if I move and terminate my service?

What if I pass away before my Capital Credits are paid out?

How often are Capital Credits paid out?

Member

Operating Costs

Margins

Allocation

Patronage

Retirement

Cooperative Capital Credits

G&T (Generation and Transmission) Capital Credits

Contact Info

Mission Statement

Quick Links